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RAROC
Rabobank Group

In 2007, Rabobank Group realised a RAROC (after tax) of 13.0% (13.8%).

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Risk management organisation
Risk management

Rabobank Group pursues a prudent risk policy which entails a moderate risk profile.

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Principles of risk management
Risk management

The primary objective of risk management is the protection of Rabobank Group's financial strength.

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External capital requirement
Risk management

The new accord on capital adequacy -'Basel II'- came into force for Rabobank Group on 1 January 2008.

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Internal capital requirement: economic capital
Risk management

The second pillar of Basel II prescribes that banks should have an internal capital assessment process.

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